First Prop Firm Payout: How Long Until You Get Paid? |
Quick Answer: Your first prop firm payout usually hits within 2 to 10 business days after you request it, depending on the firm. FTMO pays in 2-3 days, Apex takes 5-7, and Topstep sends funds on the 15th of the next month. Know your firm's schedule before you trade.
FTMO: the fastest payout in the game
FTMO processes payouts in 2-3 business days after you submit the request. You can ask for a payout anytime after you hit your first profit target. They pay via bank wire, PayPal, or crypto. US traders are accepted, and the minimum payout is $50. That's a solid deal if you want cash fast. No hidden fees, no waiting games.
Apex Trader Funding: weekly payouts if you want them
Apex lets you request a payout every 5 trading days if you hold a funded account. Once you request, the money hits your account in 5-7 business days. That's a smooth process, but they charge a $25 fee for wire transfers. If you use PayPal, it's free. For US traders, Apex is a top choice because they accept everyone and pay on time.
Topstep: fixed payout day every month
Topstep pays on the 15th of each month, no exceptions. You must be in a funded account and have at least $100 in profits to get paid. The payout is sent via ACH or wire, and it takes 1-3 business days to show up. That's a good deal if you like a predictable schedule, but you can't request early. Plan your withdrawals around the 15th.
FundedNext and True Forex Funds: mixed reviews
FundedNext pays within 5-7 business days, but some US traders report delays. True Forex Funds has a 7-10 day window, and they've had issues with wire transfers. My take: skip True Forex if you need fast cash. FundedNext is okay, but FTMO or Apex are more reliable. Don't risk your time on firms with spotty payout records.
The5ers and E8 Markets: new players, watch out
The5ers pays in 7-10 business days, but they only accept US traders through a partner. E8 Markets is newer and promises 3-5 day payouts, but they've had some complaints about verification delays. I'd say test with a small payout first. If they don't pay in 10 days, move your funds elsewhere. Your time is money, literally.
Quick Comparison
| Firm | Payout Time | Minimum Payout | US Accepted | Payment Methods |
|---|---|---|---|---|
| FTMO | 2-3 business days | $50 | Yes | Bank wire, PayPal, crypto |
| Apex | 5-7 business days | $25 | Yes | ACH, wire (fee), PayPal |
| Topstep | 15th of next month | $100 | Yes | ACH, wire |
| FundedNext | 5-7 business days | $75 | Yes | Bank wire, crypto |
| True Forex Funds | 7-10 business days | $50 | Yes | Bank wire |
| The5ers | 7-10 business days | $100 | Yes (via partner) | Bank wire, PayPal |
| E8 Markets | 3-5 business days | $50 | Yes | Bank wire, crypto |
Frequently Asked Questions
How long does FTMO take to pay?
FTMO pays in 2-3 business days after you request a payout, which is the fastest among major prop firms.
Can I get weekly payouts from Apex?
Yes, Apex allows payouts every 5 trading days, and the funds arrive in 5-7 business days.
Does Topstep pay on weekends?
No, Topstep only pays on the 15th of the month, regardless of the day. If the 15th is a weekend, you get paid the next business day.
What's the minimum profit to request a payout?
It varies: FTMO requires $50, Apex $25, Topstep $100, FundedNext $75, and True Forex Funds $50.
Are there any fees for payouts?
Most firms charge a wire fee (e.g., Apex charges $25), but PayPal or ACH transfers are usually free.
Conclusion
If you want fast payouts, go with FTMO or Apex. Topstep is fine if you can wait until the 15th. Avoid True Forex Funds if you need cash quickly. Pick a firm that pays in under 5 days and start withdrawing your profits. Your money should work for you, not sit in a queue.
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