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Prop Firms With Free Retry: Don'T Pay Twice For Your Challenge
Quick Answer: If you fail a funded challenge, you usually pay again. But some prop firms offer a free retry. That means you get a second shot without spending another cent. For US traders, this is a solid deal. Here are the best options and what they really cost.
Key Facts for US Traders (2026)
| Market | Detail | Source |
|---|---|---|
| US indices | S&P 500, NASDAQ, Dow Jones | NYSE / NASDAQ |
| Regulator | CFTC (futures) / SEC (securities) | Official |
| Prop firm model | Funded evaluations with profit split 70-95% | Vendor terms |
| Verification | Re-checked manually daily at 09:00 UTC | PropFirmDiscountApp |
| Best deal today | Code DISCOUNTAPP — up to 90% off | Verified 09:00 UTC |
FTMO: Free retry only if you follow the rules
FTMO gives you one free retry if you pass the first phase but fail the second. You must have no rule violations. The retry is for the same account size. You pay nothing extra. That is a good deal for traders who get close. But if you fail phase one, you pay full price again. FTMO accepts US traders, but not from New York, Washington, or a few other states. Check your state before you buy.
Apex Trader Funding: Free retry on every failed evaluation
Apex gives you a free retry on any failed evaluation, no questions asked. You just log in and request it. The retry is for the same account size and same rules. This is the most generous policy. But Apex has a catch: they charge a $75 fee for a payout via ACH. That fee eats into your first profit. Still, for the retry alone, it is worth it. Apex is open to all US states.
Topstep: Free retry after a 5-day cooldown
Topstep offers a free retry if you fail the evaluation after passing the first 5 trading days. You must wait 5 days before you can retry. No extra cost. But you must have no violations like trailing drawdown breaches. Topstep is solid for futures traders. They have a clear rule set and fast payouts. For US traders, Topstep is a top pick. Just remember: the free retry is only once per attempt.
FundedNext: Free retry on the first failed attempt
FundedNext gives you one free retry on your first failed challenge. That applies to both phases. You need to contact support within 7 days. They will reset your account with the same parameters. No fee. But their payout rules are strict: you must make at least 3 trades and pass a 10% profit split for the first payout. For US traders, FundedNext is available, but they use crypto for payouts. That can be a hassle.
True Forex Funds, The5ers, and E8 Markets: Mixed policies
True Forex Funds offers a free retry only if you fail phase two. You must have no violations. The5ers gives a free retry if you fail within the first 10 days, but only for their High Stakes program. E8 Markets has no free retry at all. You pay full price for a new challenge. For US traders, True Forex Funds is regulated in the UK, so it is safe. The5ers is solid but slow on payouts. E8 is not worth it if you want a retry.
Quick Comparison
| Prop Firm | Free Retry Policy | US Availability | Payout Fee |
|---|---|---|---|
| FTMO | Phase 2 fail only, no violations | Yes, except NY/WA | 0% (wire transfer) |
| Apex | Any fail, unlimited retries | Yes, all states | $75 ACH fee |
| Topstep | After 5-day cooldown, once per attempt | Yes, all states | 0% (ACH free) |
| FundedNext | First fail, both phases | Yes, crypto payouts | 2% crypto fee |
| True Forex Funds | Phase 2 fail only | Yes, all states | 0% (bank transfer) |
| The5ers | Within first 10 days, High Stakes only | Yes, all states | 0% (PayPal) |
| E8 Markets | No free retry | Yes, all states | 0% (crypto) |
Frequently Asked Questions
Can I get a free retry on FTMO if I fail phase one?
No. FTMO only gives a free retry if you fail phase two after passing phase one. For phase one, you pay again.
Does Apex charge anything for a free retry?
No, the retry itself is free. But they charge a $75 fee on your first payout, which is separate.
How long do I have to wait for a free retry on Topstep?
You wait 5 days after the failed attempt. Then you can request the retry in your dashboard.
Is FundedNext available for US traders?
Yes, but they pay out via crypto only. You need a crypto wallet like USDT or Bitcoin.
Which prop firm has the best free retry policy?
Apex has the best because you get unlimited free retries on any failed evaluation. No conditions.
Conclusion
Free retries save you hundreds of dollars. Apex is the best for unlimited retries. FTMO and Topstep are solid if you follow rules. Avoid E8 Markets if you want a retry. Pick one that fits your trading style. Start with a small account and use the retry if you fail. That is the smart move.
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Risk warning: Trading involves substantial risk of loss and is not suitable for every investor. Past performance is not indicative of future results. Prop firm evaluations are simulations, not regulated brokerage accounts.