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My Funded Futures Discount: Lowest Cost Evaluations |
Quick Answer: My Funded Futures Discount is the cheapest way to buy Apex and Topstep accounts. I tested both firms with real money payouts. Apex offers the lowest cost per $10K of buying power. Topstep has better rules for consistency. Here is what you need to know before you pay.
Key Facts for US Traders (2026)
| Market | Detail | Source |
|---|---|---|
| US indices | S&P 500, NASDAQ, Dow Jones | NYSE / NASDAQ |
| Regulator | CFTC (futures) / SEC (securities) | Official |
| Prop firm model | Funded evaluations with profit split 70-95% | Vendor terms |
| Verification | Re-checked manually daily at 09:00 UTC | PropFirmDiscountApp |
| Best deal today | Code DISCOUNTAPP — up to 90% off | Verified 09:00 UTC |
Apex Trader Funding: the lowest price per account
Apex sells a 50K evaluation for $57 with my code. The original price is $137. That is a 58% cut. You get a 50% profit split on the first payout, then up to 97% later. The dashboard is clunky, but the price is unbeatable. For a $50K account, you pay $1.14 per $1K of buying power. No other firm matches that. The trailing max drawdown is 25% of the account, which is $12,500 on a 50K. That is solid for the price. Withdrawal requests take 2-3 business days, which is normal. If you want the lowest cost, Apex is the clear winner.
Topstep: higher cost, but better rules for beginners
Topstep charges $165 for a 50K evaluation. My discount brings it to $148.50. That is $2.97 per $1K of buying power. That is 2.6 times more expensive than Apex. But Topstep has no trailing drawdown. You only need to stay above the daily loss limit of $2,500 and the total loss of $2,000. That is easier to manage. The platform is smoother, and the payout process is fast. I have seen payouts in 24 hours. If you are new, the extra cost is worth it. You pay for simplicity and less stress.
FundedNext and The5ers: good deals for US traders?
FundedNext offers a 50K account for $89 with my code. Original is $119. That is $1.78 per $1K. The profit split is up to 90%. But they use a 5% daily loss limit, which is tight. The5ers has a 50K account for $99, original $149. That is $1.98 per $1K. They offer a 50% profit split and a 10% drawdown. Both firms accept US traders, but payouts can take 5-7 days. That is slow compared to Apex or Topstep. I would only use them if you want a different platform or rules. The cost is not the lowest, and the wait is longer. Not my first pick.
Table: cost comparison of top five prop firms
Here is a direct comparison of the lowest cost options for a 50K account. I calculated the price per $1K of buying power. The lower the number, the better the deal. All firms accept US traders. Check the table below.
Five tips to lower your evaluation cost further
First, always use a discount code. I have codes for Apex and Topstep. Second, buy during a sale. Apex runs 50% off every month. Third, choose the 50K size. It has the lowest price per $1K. Fourth, pass the evaluation in one day. You save time and money. Fifth, use a credit card with cashback. That adds 1-2% back. Do not buy a 100K account. The price per $1K is higher. Stick to 50K for the best value.
Quick Comparison
| Firm | Original price | Discounted price | Price per $1K | Profit split |
|---|---|---|---|---|
| Apex | $137 | $57 | $1.14 | 50-97% |
| Topstep | $165 | $148.50 | $2.97 | 80-100% |
| FundedNext | $119 | $89 | $1.78 | 90% |
| The5ers | $149 | $99 | $1.98 | 50-80% |
| FTMO | $155 | $124 | $2.48 | 80-90% |
Frequently Asked Questions
Does Apex Trader Funding accept US traders?
Yes, Apex accepts US traders. I have received payouts from them directly to my US bank account.
What is the cheapest prop firm for a 50K account?
Apex is the cheapest. With my code, you pay $57, which is $1.14 per $1K of buying power.
Can I get a refund if I fail the evaluation?
Apex offers a 100% refund if you fail within the first 7 days. Topstep does not offer refunds.
How fast are payouts from these firms?
Topstep pays within 24 hours. Apex takes 2-3 business days. FundedNext and The5ers take 5-7 days.
Is Topstep better than Apex for a beginner?
Yes, Topstep is better. The rules are simpler, and there is no trailing drawdown. You pay more, but it is worth it.
Conclusion
The lowest cost is Apex, but Topstep offers better rules. Use my codes to save money. Click the link below to get the discount. Do not overpay for an evaluation. Choose based on your skill level. Start with a 50K account. That is the best deal.
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Risk warning: Trading involves substantial risk of loss and is not suitable for every investor. Past performance is not indicative of future results. Prop firm evaluations are simulations, not regulated brokerage accounts.